Benefits of Owning a Beach House

interior beach house

Before you decide to purchase a beach house, take a look at the pros and cons to see if it’s a good idea. Sometimes, a couple or a family gets carried away while on vacation in a beautiful island or a region with magnificent sites, and before they know it, they are considering buying an apartment. When attractions surrounding you overwhelm your senses, it’s easy to see somewhere you can escape to even if it means staying in a beach house, a log cabin overlooking a fly-fishing river, or a skiing chalet with timber products all around.

On top of having a home away from home, you get an opportunity to earn extra rental income. Is the idea enticing? Absolutely; however, bear in mind that knowing the advantages and disadvantages of owning a holiday home will save you from making bad impulsive purchases. The idea is outstanding if you are financially capable and have a long time goal in line with your decision. Let’s go through the pros and cons that can help you make a smart and strategic choice.

Pros of buying a holiday home

First of all, you never have to worry about money or accommodation during vacations. You can spontaneously head to your cabin on a romantic getaway or stay for a week without any plan. The decision lies in your hands. It acts as a sort of home extension. A home away from home if you wish.

If you decide to rent the place, profits go into your pockets. However, you can use the little you get to maintain the house or cover insurance. Economically, owning a home is a good investment plan. With time, the value of your property increases and sells at a higher price than you originally paid. You may have features such as curved timber or architectural timber beams showcasing the house, driving the price a little higher for your profit. Unfortunately, you have to be familiar with the holiday home tax deductions. Why? If your home is an investment, some of its running costs like interests on a home loan and maintenance may require tax deductions.

Owning a holiday home provides a place to go when you retire, just like drake low loaders have a destination they want to travel to, so do many individuals. It’s also an opportunity for your children to learn about living away from home and paying rent.

Summary of the pros

  • Access to unlimited rent-free holidays for you, your friends, and family
  • A valuable piece of investment where appreciation of value equals excellent profits in the future
  • It is a potential retirement benefit for you
  • There are no monetary obligations from you during holidays apart from food and transport
  • By renting your beach house, you earn extra income that can cover insurance and maintenance costs
  • There are tax benefits to holiday homeowners

Cons of buying a holiday home

Holding costs should be the first things you consider before buying a home. Without a tenant to help ease the cost of maintenance, mortgage or insurance, purchasing a holiday house could drain you financially. On top of that, the rental income may be insufficient and force you to pay out of your pockets.

Finding tenants is tricky; in a single year, the demand for holiday rentals is approximately eight to ten weeks. During this period, you will need to balance between having your vacation home for personal use and renting it out.

Unless you have a regular cleaner or a security system to monitor your house, you may end up dealing with complications and damages beyond recover especially since no one is around to check your home often.

Monotony grows when you spend every holiday on the same spot, but since you bought a home there, you feel obligated to go instead of having the desire to spend time in your cabin or beach house.

Summary of the cons

You are responsible for all costs required to maintain a holiday home if you cannot find a tenant.

It is hard to rent out your apartment during off-peak holiday seasons. On the other hand, finding a tenant is easy when peak season comes; the problem is, you will have to share your personal space to generate income.

Property vandalism is common among unguarded holiday homes. If the damages go unchecked for years, your home could depreciate in value and that second storey extension won’t be an option any more.

Going to the same place every time creates monotony.

Unfortunately, what you refer to as a perfect getaway spot may not appeal to others; hence, lack of tenants.

There are expenses involved in purchasing a home such as management and council costs, cleaning fees, maintenance, security installation or hiring a guard.

Other expenses include replacing broken items, providing fresh lines, redecorating, remodeling and maintaining your garden/lawn.

Due to boredom, one may reconsider retiring to a home that’s no longer appealing.


In the long run, the decision to purchase a beach house lies within you and your bank account. You may have the money at the time, but it does not mean you have the final key to making your decision. Why?  You need to consider whether you want to keep siphoning money out of your pocket or adding more. Take time to go through the advantages and disadvantages of your decision as you may find that maintaining it is to equivalent to crane hire for a skyscraper with the amount of paperwork and logistics that need to be taken into account. Also, study more about the region as well as its history regarding holidays and get to know your neighbors. You can always count on them to reach out when your home is vandalized or has leakages.